If you’re in debt, you need to do everything you can to balance the books month by month to gradually tip the scales in your favor and get debt free; you need some kind of debt solution plan in other words.
If you have web access, and you must have to be reading this of course, then money-saving help is at your fingertips. Most people’s outgoings and income are fairly tightly balanced – in other words, there’s not a lot of room for man-oeuvre. So, often, it’s the really little things that make a difference over time.
A couple of websites where things don’t come any cheaper are Freecycle and SnaffleUp.
Freecycle is a worldwide network with members around the globe who give and receive things for free in their own towns. SnaffleUp is a recycling site which makes it easy for people to do their bit for the environment – placing items they no longer need back on the market for free.
So both sites are dedicated to finding new homes for products which may otherwise be thrown away – and they’re well worth checking out for starters.
One of the ways you may be able to save money but may not have thought of is by using certain websites that save you money every time you shop. Various sites including GreasyPalm, Quidco, and Top CashBack give you a percentage of what you spend in cash or vouchers if you use them for a huge range of goods and services. And they shouldn’t cost you more than the products would anyway, so it’s a good idea to use them to gradually save money on many of life’s essentials.
Also, you can use the web to compare the prices of things you need to buy to make sure you’ve got the best possible deal. PriceRunner, for example, allows you to make price comparisons on pretty much everything and has a forum to exchange money saving ideas. Kelkoo runs a similar service, comparing the prices of online retailers to help you find the cheapest deal. Meanwhile, MySupermarket performs a similar service for food and cosmetics shopping, comparing the price of items from Tesco, Sainsbury’s, Asda, Ocado and others.
Remember; it’s the little things that will make a difference over time.