The following is a guest post by Melissa Cameron.
It is very expensive to keep a car running these days. And if you are about to have a teenage driver in your home, as I am, then you know that costs can mount up quickly. With impending costs such as car insurance, fuel and maintenance, I decided to check out car insurance tips online and other cost cutting measures with my teen daughter, Rose. Rose is the one who is about to become a new driver.
Below I’ve divided savings tips into four different categories. If you pay attention to each area, you’ll definitely save money. Honestly, although I first started my research because of my daughter, I discovered some things that I can do to cut back on expenses.
Cost Cutting Tips on Fuel
There are many different ways for drivers to save money on gas. I always thought that it would be fantastic to have my own gas pump at home ready to pump fuel bought wholesale. But the chances of that happening are less than zero. So, instead, here are some real cost savings tips.
- Check your car manual. If your car takes regular, then use regular. It’s the cheapest gas around.
- Try to use your car’s vents to cool the interior rather than opening windows or using the air conditioner, both of which waste gas.
- Proper tire inflation is important. Tires that are under inflated lessen fuel efficiency.
- If you have a rack or storage unit on top of your car, unneeded items in the trunk or any excess weight in the vehicle, then get rid of it. All of these compromise your mileage.
- If you’re sitting in your car and it’s idling for 45 seconds or more, you are wasting gas. Shut the car off.
So many times at a “fast food” place, they’ll keep you waiting at the drive through for two or three minutes. Park the car and go inside. Chances are you will save on gas. Or you should shut the car off when waiting in the drive through line.
Saving on Car Insurance
Saving money on car insurance is as simple as shopping around for the best rates online. Don’t simply go with an insurance company because your family has had that type of insurance for 50 years. Do your research and find the best possible rates that you can. There are many value-base choices on the web.
Timely maintenance can save you thousands of dollars over the lifetime of your car. Here are five quick tips.
- Use coupons and shop around for the best rates on routine maintenance stops such as oil changes, tire rotations and more.
- Be sure to rotate your tires in a timely fashion. This will help them wear evenly and enhance their lifespan.
- Buy tires on sale even if you don’t need them You will eventually.
- Replace air filters, headlights and other such items by yourself.
- Timely oil changes will do a lot to keep your car humming along.
Cutting Repair Costs
Car repairs can really hurt because they never come at a good time. Here’s how to save some cash.
- It’s a good idea to have some money put away for repairs. That way you can pay for them and keep the costs off your credit card.
- Know some of the basics of car repair. Some repair shops will try to get you to spend cash when you don’t have to. You need to know when this is happening.
- Before you have to spend money on a repair, you need to check with local shops to see how much they charge for repairs such as brakes and timing belts. Do this before you ever need to replace anything.
- Following your car’s maintenance schedule will save you cash in the long run.
- Buy a car that’s noted for reliability and that has low repair costs.
Can You Save Even More Cash?
I want to hear from you! Do you have some solid cash savings tips when it comes to driving your car? How are you managing to control costs? Share your ideas, tips and tricks. I’m waiting to hear from you.
About the Author
Melissa Cameron is devoted to her family, writing and saving money. The frugal mom of two lives with her kids and husband in Austin, Texas, where she grew up. Her elderly mom and dad live right across the street. Melissa enjoys finding bargains by surfing the web and recently got some fantastic online health insurance quotes and tips. She is a freelance writer who is an expert on cooking, cost savings and the outdoors. She and her family recently visited Yosemite National Park. It was a great vacation!