New credit card statement infographic from Five Cent Nickel.
Until this morning, I used Amazon affiliate links and ads (including a box in my right sidebar) to make a little extra money from this blog. And by “a little,” I mean “very little.”
In February 2010, the Credit CARD (Card Accountability, Responsibility and Disclosure) Act passed late last year in the United States took effect. The Act includes a number of provisions that will change life for consumers. For me, it came to life this week when I went online to retrieve my credit card statements. For one thing, all of my bills were ready at the same time! I have four cards, with two issuers, that we’ve been charging a little on each month to keep them open — this month, I noticed all the bills came at the same time. And the statements looked different. If you haven’t checked yours out yet, here’s what I found, with some highlights from each style of bill.
Green cleaning including stain-fighting, and how to save money by being prepared … but not too prepared.
Find coupon codes on your smartphone to get discounts even when you forget the coupon.
And let’s finish up a week of wrap-ups with some financial and savings blog posts:
Looking to make a big purchase this year? Or just a lot of small ones? Bookmark this post from Get Rich Slowly: The Best Time to Buy Almost Everything.
This week, I am reviewing $3 Meals, and the publisher, The Lyons Press, has graciously agreed to sponsor a GIVEAWAY for one lucky blog reader to win a copy of the book!
I got a huge kick out of this article this morning: 20 Signs That You Were Raised By TRUE Money-Savers | Wise Bread. My family didn’t do all of their signs, but we did do some of them. I often say that I come by my innate cheapness honestly. I commented on the Wise Bread site about a couple of examples:
Black Friday, or Buy Nothing Day?
This morning, I came home and found that my house could use a bit of sprucing up. I try to keep things orderly, but as anyone who lives anywhere probably knows, I’m fighting a losing battle. In the past, I’ve tried a variety of methods to keep the house clean. Some worked very well; others were not so productive. At one point, Mr. Cheap and I posted a chart of chores on the wall so we could see what had been done, which was a good tool when we first began living together, to help us learn what needed to be done.
This afternoon and evening, I’ve gained my 15 minutes of fame with Denver’s Channel 9 television. My daughter and I participated in a local reporter’s story about shopping healthy — and on a budget — in these tough economic times. You can find the story and video at KUSA-TV’s Web site here. If you’ve found my blog from that story, welcome! You might be interested in a few previous posts that I mentioned in my full interview with Channel 9.
OK, we can all agree it’s not a great idea to keep a lot of cash around the house. But for those times when you do have cash around the house, check out TipNut’s recent post on Hiding Valuables – Sneakier Uses For Everyday Things. Of course, people have to get all cranky in the comments saying that now burglars will know how to find things. I’ll just say this: I saw a few of these ideas and thought “Now that’s a good one! I’ve seen it before and always meant to use it.” Those “seen it before” ideas probably aren’t good to use. But if the list inspires your own unique idea, that probably IS good to use.
A friend just posted this article from Denver’s Channel 9 News about grocery discounters: 9NEWS.com | Colorado’s Online News Leader | Business booming at Colorado discount groceries. These are places that take salvage or “scratch and dent” groceries and sell them at sharply reduced prices.
‘Tis the season for winterizing. In addition to our challenge, there is a lot of great information on the Web. If you want to look beyond today’s earlier post on winterizing windows, I came across this post on some non-heating ways to save energy in the winter.
Earlier this week, I was interviewed by Laura Rowley, a writer with Yahoo! Finance, for an article that the site published today, called “Is Volatile Income the New Normal?”. How is a budget to cope with these variations? Some of the strategies I’ve learned from 10 years of fluctuating income include …
These days, credit card lenders are eager to impose fees and raise interest rates to protect their income streams in the face of credit card reform. But you can fight back … by asking nicely. I usually use credit cards and pay off my statements monthly. But on my business credit card, I occasionally carry a small balance from month to month. I also receive my credit card statements by e-mail, and pay the cards online, to save time and paper.
School supply deals are back!
It’s time for the weekly wrap-up of things around the Web. However, the Web this week has been bursting with news about the deaths of Farrah Fawcett and Michael Jackson. So, in honor of those 1970s/1980s icons, I’m rolling back to an old-school wrap-up of information found in the printed publications that have been piling up on my desk.
Dealbusters: How much does it cost to make your own frugal, homemade, instant oatmeal?