Category Archives: money

August
3 - 2010
March
8 - 2010
February
26 - 2010

Post-credit-card reform statements

In February 2010, the Credit CARD (Card Accountability, Responsibility and Disclosure) Act passed late last year in the United States took effect. The Act includes a number of provisions that will change life for consumers. For me, it came to life this week when I went online to retrieve my credit card statements. For one thing, all of my bills were ready at the same time! I have four cards, with two issuers, that we’ve been charging a little on each month to keep them open — this month, I noticed all the bills came at the same time. And the statements looked different. If you haven’t checked yours out yet, here’s what I found, with some highlights from each style of bill.

February
19 - 2010
February
10 - 2010
January
22 - 2010
January
9 - 2010
December
10 - 2009
December
8 - 2009
November
26 - 2009
November
18 - 2009

How Do You Clean?

This morning, I came home and found that my house could use a bit of sprucing up. I try to keep things orderly, but as anyone who lives anywhere probably knows, I’m fighting a losing battle. In the past, I’ve tried a variety of methods to keep the house clean. Some worked very well; others were not so productive. At one point, Mr. Cheap and I posted a chart of chores on the wall so we could see what had been done, which was a good tool when we first began living together, to help us learn what needed to be done.

November
12 - 2009

Welcome KUSA-TV Viewers – The Food Stamp Challenge

This afternoon and evening, I’ve gained my 15 minutes of fame with Denver’s Channel 9 television. My daughter and I participated in a local reporter’s story about shopping healthy — and on a budget — in these tough economic times. You can find the story and video at KUSA-TV’s Web site here. If you’ve found my blog from that story, welcome! You might be interested in a few previous posts that I mentioned in my full interview with Channel 9.

November
8 - 2009

Feelin’ Sneaky – Where To Hide The Goods

OK, we can all agree it’s not a great idea to keep a lot of cash around the house. But for those times when you do have cash around the house, check out TipNut’s recent post on Hiding Valuables – Sneakier Uses For Everyday Things. Of course, people have to get all cranky in the comments saying that now burglars will know how to find things. I’ll just say this: I saw a few of these ideas and thought “Now that’s a good one! I’ve seen it before and always meant to use it.” Those “seen it before” ideas probably aren’t good to use. But if the list inspires your own unique idea, that probably IS good to use.

November
6 - 2009
October
23 - 2009
October
8 - 2009

Budgeting on an unpredictable income

Earlier this week, I was interviewed by Laura Rowley, a writer with Yahoo! Finance, for an article that the site published today, called “Is Volatile Income the New Normal?”. How is a budget to cope with these variations? Some of the strategies I’ve learned from 10 years of fluctuating income include …

August
17 - 2009

Ask Credit Card Lenders To Waive Fees, Interest Rates

These days, credit card lenders are eager to impose fees and raise interest rates to protect their income streams in the face of credit card reform. But you can fight back … by asking nicely. I usually use credit cards and pay off my statements monthly. But on my business credit card, I occasionally carry a small balance from month to month. I also receive my credit card statements by e-mail, and pay the cards online, to save time and paper.

July
13 - 2009
June
26 - 2009

Friday wrap-up: Farrah & Michael tribute edition

It’s time for the weekly wrap-up of things around the Web. However, the Web this week has been bursting with news about the deaths of Farrah Fawcett and Michael Jackson. So, in honor of those 1970s/1980s icons, I’m rolling back to an old-school wrap-up of information found in the printed publications that have been piling up on my desk.

June
25 - 2009