It’s easy to compare interest rates and fees when you’re choosing a home loan. It’s much more difficult, though equally important, to find out what kind of services you can expect from various lenders. When youcompare home loans, spend some time researching the companies to make sure you choose one with strong customer services. Talk to the People You Know
Many of today’s top cash-saving tips not only spare your wallet, but they can also spare the environment. There are many simple ways to cut down on your use of energy and fuel. The following are five easy ways to save money by making more sustainable, green-friendly choices at home and on the road. 1. Audit Your Home’s Energy Use – Whether you’re thinking about buying a house or want to find ways to save money in your current home, it’s a good idea to conduct a home energy audit. This will let you know areas of your home that could use repairs, whether these involve sealing the windows, caulking cracks in the walls, or installing a new thermostat.
Back in the old days, fun times involved being with family and friends and not spending hardly any money. People conserved their money in those days as salaries were not high dollar and there weren’t credit cards to pay. People lived happily on what they had and nothing more. Today, much has changed and people tend to spend more and even pay people to do things they could do themselves. Credit cards have become a common use in households and charging things they may want or need has become a habit.
Having a healthy breakfast is a great way to begin your day. Rather than having a high fat meal of bacon and eggs, prepare a smoothie. A smoothie is a blend of fruit that is pureed into a smooth texture. Smoothies are a great beverage for breakfast. In addition to fruit, they have other ingredients that add to their flavor. This great food item is available on the menu of many restaurants. It is served at fast food restaurants, high-scale restaurants, snack shops and other food establishments. Purchased smoothie drinks are delicious. However, they can be expensive to buy everyday. In addition, it is difficult to know the ingredients in purchased smoothie beverages. Preparing a homemade breakfast smoothie is easy, healthy and economical. A small electric blender is the best way to make a smoothie drink. Food blenders are available in many brick-and-mortar stores or online. These small appliances are […]
As life goes on, circumstances change, as do your finances. You find yourself facing a change in location, job or even lifestyle, yet one thing often holds you back: your home. For many reasons, people have found themselves selling their house quickly with property buyers in order to make the necessary moves they need; it means not going through the traditional market with notoriously slow estate agents and instead going with a specialist property buyer. Here are the four main reasons why people find themselves selling their home fast. Moving abroad
When I first discovered I was the new owner of a flock of chickens I nearly froze in my tracks. After all I was a city girl born and raised who knew absolutely nothing about chickens.
The following post is by Lauren Bailey. When I was a college senior, one thing I fantasized about was having my own clean, tidy apartment, paying my own bills, not being strung by a financial umbilical cord attached to my parents. The day after graduating, I did some intense job searching from my parents’ home, and, luckily, within a month or two I found a full-time job that I loved. I quickly hopped on the single living bandwagon, found my own place, got some furniture, and reveled in the independence and privacy that living completely on your own affords. After years of living in dorms, having terrible roommates off-campus, and having to abide my parents’ rules under their house, I had had enough of living with others. Then, a year later, I realized in retrospect the benefits. Here are a few reasons why every newly independent college graduate should consider […]
At some point during your tenure in your home or office building, you may consider a major renovation. Yet regardless of what space you are refurbishing, it is likely you will want to keep your renovations as frugal as possible.
Time for frugal New Year’s resolutions! What are yours?
A guest post on some natural remedies for diabetes, using herbs & natural supplements | Cheap Like Me
Great ideas to get you started with DIY gift-giving.
The following is a guest post from Rob of Rob’s World. OK, I will admit to it. My name is Rob, and I am a garden-gadget-holic. I really don’t seem to be able to say no to any yard or garden tool–in particular, electric tools. Besides mowers I have an electric roto-tiller, rechargeable weed trimmer, and an electric hedge trimmer which is great for blackberry vines.
For many years, I’ve lived in cities that have some type of recycling program. Sometimes I wish our city recycled more types of materials, but we are fortunate to be in an urban area where a truck picks up our recyclable waste every two weeks. Others aren’t so fortunate. Some people have to drive their stuff to a central municipal site for recycling. Others don’t have recycling at all — such as a friend living in South America, in a city where, she notes, people drink tons of soda in plastic bottles … and then throw them all away.
Hazardous waste. You live green; you avoid it, right? Sure … but odds are good that you might have batteries, empty printer cartridges, burned out CFL bulbs, or some old cleaning products or garden chemicals, either purchased before you cleaned up your ways, or left behind by a former resident of your home. We recently went through the process of handing over a few toxic items to our city’s hazardous waste disposal. In the past, our city’s solid waste department would come collect these items for free. Now, you have to sign up ahead of time for a collection and pay $20 to have items picked up, or to drop them off at a collection center yourself. It’s a hassle, but worthwhile to keep items out of the landfill.
Green cleaning including stain-fighting, and how to save money by being prepared … but not too prepared.
Cash for clunkers is back — this time for appliances.
Homemade anisette, complete with non-fatal user error
This year I’m celebrating the holidays with a “12 Days of Christmas” series on the abundances of our kitchen and garden. Share your experiences, too, and happy holidays! On the eighth day of Christmas, my true love gave to me … 8 oranges’ peels, candied 7 dozen pounds of pork … and fat to render 6 farm-fresh eggs, 5 daikon pickled for banh mi, 4-some gallons of beer, 3 quarts of applesauce, 2 half-gallons of sauerkraut, and 1 quart of yogurt, homemade.
Homebrewing your own beer takes us to the 4th day of Christmas abundance.
Clean your dryer vent and ducting to save energy.