Category Archives: Debt

December
28 - 2018

10 Expert Tips On How to Pay Off a Loan Quickly

Debt is one of the most frightening things there is. It’s like a test of who you are and what you’re capable of. And if the bank, a private individual, or even the government decides you’re not capable of repaying it, then your whole life may change. Collections agents may start hounding you for money, and your credit score may plummet. That number is used to make some of the most important decisions of your life. It affects where you can live, where you can go, and who you can be.

June
21 - 2018

How to Save Money on Finance Costs

Financing is a great option for allowing you to pay for purchases over time. The catch, however, is that there is an interest rate attached. Depending upon the interest rate and how long it takes you to pay off the balance of the loan, this means that you could wind up paying significantly more than you initially borrowed. This could end up hurting you severely in the long run. Fortunately, there are ways that you can save money on your finance costs. Here’s how. Auto Loans

May
9 - 2018

Learn About 3 Best Personal Loan Companies with Best Rates and Terms

You must be checking banks, credit unions, online services of some company, and possibly any other thing to get a personal loan. There are many other options that a person can use to take loans for the business or other things in life, but according to the experts, taking advantage of personal loan is far better than any other option. Why Does Someone Like to Get A Personal Loan?

October
26 - 2015

Differentiate between Good and Bad Debt

Most people have debt of some sort. It does not necessarily mean a problem. The real estate market would be virtually non-existent without mortgages that tend to be long term, up to 30 years, at a rate which reflects the current economic climate. If rates are low it certainly makes sense to look at a fixed rate mortgage as the easiest way to budget. If the rate is flexible then things can obviously change, up and down. The fact that real estate is a good medium to long term investment means that the mortgage is good debt; you will be able to build up an asset as a result. Student debt is probably positive debt as well. Interest rates are not onerous and repayment can be deferred until you are working and able to do so. If you graduate your prospects will improve and funding your education will have been […]