Category Archives: Credit

August
28 - 2007

Econ-quandary: School lunch

It’s back to school time here, and my daughter has returned to her (private) school for the year. At her urging, we signed up for her to buy hot lunch every day. The cost? A painful $60 a month. I had an e-mail conversation with a friend about this topic, and she jokingly threatened to “out” my lack of cheapness on this blog, so I figured I’d better do it first.

August
2 - 2007
July
26 - 2007

Give yourself credit: Protect your credit identity

If you’re reading this on your computer, surely you have antivirus and firewall software installed. Given that you probably have many passwords and much private information on that computer, you need that protection. It occurred to me this week that another step we should take to protect our credit is to heed the number of credit cards we have listed on sites like Amazon and Paypal. Information hacks happen infrequently at these huge sites — but what if they do? Or what if someone steals your computer and hacks into your passwords? (Or worse, can just log onto the site to charge everything under the sun to your Visa — you don’t have Web sites save your passwords, do you?)

July
19 - 2007
July
17 - 2007
July
5 - 2007

Give yourself credit: ING Direct Orange Savings Account gets even better

About a year ago, I signed up for an ING Direct Orange Savings Account. Then I added a couple more accounts. Now I have one for savings for my daughter (the occasional birthday check is going here), one for an emergency fund, and one for my own money. (Mr. Cheap and I have a joint checking and savings account through our credit union, but this is the account where I stash money that’s just mine, like the cash from a few savings bonds my late grandmother left to me.) ING Direct was very appealing for our emergency fund for several reasons:

June
28 - 2007
June
26 - 2007
June
21 - 2007

Give yourself credit: What to do when you lose your wallet

On Tuesday night, I was steaming away in our poorly ventilated kitchen, making raspberry syrup (verdict: not worth it), when the phone rang. It was Mr. Cheap, calling to share his misery: His wallet is lost. I finished the canning just as he came in from his night class. He double-checked everywhere, but no wallet turned up.

June
18 - 2007