5 - 2009

Save on postage despite increases

On May 11, the U.S. Postal Service will increase the cost of mailing a first-class letter to 44 cents, two cents more than the current 42 cents.

If you use 10 stamps a month, this increase will cost you $4.80 more a year.

Save a few dollars on this year’s postage:

  • Purchase “forever stamps” (pictured at right) now. Buy a roll of 100 and you’ll pay 42 cents for stamps that you can use for the 44-cent first-class mailing cost later this year.
  • Go online to credit card and loan providers and sign up for e-pay. Enter your bank account information, confirm some security information, and then arrange to transfer funds online. With most lenders, you can either pay automatically (for instance, have the full balance paid automatically each month) or arrange a specific payment on a month-by-month basis.
  • Have bills paid automatically. Check with your credit card company, bank and/or vendors to see if you can be billed automatically. For instance, my gym and cable company charge a credit card automatically. I get points toward a cash-back rebate, and only have one bill to pay. My mortgage, insurance and utility bills are automatically withdrawn from my checking account on a certain day each month. Note: This is also a good way to hang onto a credit card that you’re concerned might be closed in this economic climate. Have one bill — such as cable — charged to the credit card, then pay it every month.

How else do you save on postage?

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